:root{--primary:#1e3a8a;--primary-light:#2563eb;--primary-dark:#101e3a;--text-main:#0f172a;--text-sub:#334155;--text-muted:#58677c;--bg-main:#f5f7fb;--bg-card:#fff;--primary-bg:#eff6ff;--accent-light:#f59e0b;--border-color:#dce3ee;--control-border:#64748b;--warning-bg:#fffbeb;--warning-text:#92400e;--error-bg:#fef2f2;--error-text:#991b1b;--success-bg:#ecfdf5;--success-text:#065f46;--radius-sm:8px;--radius-md:12px;--radius-lg:18px;--shadow:0 2px 6px rgba(15,23,42,.06)}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--bg-main);color:var(--text-main);font:16px/1.8 -apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;word-break:keep-all;overflow-wrap:anywhere}a{color:var(--primary);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.65}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--primary-light);outline-offset:4px}h1,h2,h3,p,ul,ol{margin-top:0}h1,h2,h3{line-height:1.4;letter-spacing:-.035em}h1{font-size:clamp(28px,4vw,39px);font-weight:800;margin-bottom:20px}h2{font-size:26px;margin-bottom:18px}h3{font-size:20px;margin-bottom:12px}p{margin-bottom:18px}strong{font-weight:750}img,svg{max-width:100%}section,[id]{scroll-margin-top:24px}[hidden]{display:none!important}.container{width:min(800px,calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:16px;top:-100px;background:var(--primary);color:white;padding:12px;z-index:10}.skip-link:focus{top:12px}.site-header{background:white;border-bottom:1px solid var(--border-color)}.header-inner{max-width:1120px;margin:auto;min-height:84px;padding:18px 24px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--primary-dark);font-weight:800;letter-spacing:-.04em;white-space:nowrap;font-size:21px}.brand-mark{display:grid;place-items:center;width:38px;height:42px;background:var(--primary);color:white;border-radius:12px 12px 16px 16px;font-size:20px}.brand small{display:block;font-size:10px;letter-spacing:.14em;color:var(--text-muted);line-height:1.2}.site-nav{display:flex;margin-left:auto;gap:22px}.site-nav a{font-size:15px;color:var(--text-sub);font-weight:700;text-decoration:none;padding-block:8px}.site-nav a[aria-current]{color:var(--primary-light);border-bottom:2px solid}.menu-toggle{display:none;margin-left:auto}.utility-bar{background:var(--primary-dark);color:#dde7fc;font-size:13px}.utility-bar .container{padding-block:8px}.utility-bar a{color:white}.hero{padding:56px 0 40px}.eyebrow{display:flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.12em;color:var(--primary);margin-bottom:18px}.eyebrow::before{content:"";width:22px;height:3px;background:var(--accent-light)}.hero h1 em{font-style:normal;color:var(--primary-light)}.hero .lead{font-size:18px;color:var(--text-sub);max-width:650px}.meta{display:flex;flex-wrap:wrap;gap:8px 16px;font-size:13px;color:var(--text-muted);margin:18px 0}.badge{display:inline-flex;align-items:center;padding:4px 10px;border:1px solid var(--border-color);border-radius:30px;font-size:12px;font-weight:700;color:var(--primary);background:white}.content-section{margin:40px 0}.section-heading{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:18px}.section-heading h2{margin:0}.section-kicker{font-size:12px;letter-spacing:.1em;color:var(--primary-light);font-weight:800;margin-bottom:8px}.card-stack{display:flex;flex-direction:column;gap:16px}.hub-card,.nexus-card{display:flex;gap:18px;align-items:flex-start;background:white;border:1px solid var(--border-color);border-radius:var(--radius-lg);padding:24px;text-decoration:none;color:var(--text-main);box-shadow:var(--shadow);min-width:0}.hub-card strong,.nexus-card strong{display:block;font-size:20px;line-height:1.5;margin-bottom:6px}.hub-card p,.nexus-card p{color:var(--text-sub);margin:0;font-size:15px}.card--settlement{border-left:5px solid var(--primary-light)}.card--fine{border-left:5px solid #7c3aed}.card--lawyer{border-left:5px solid #087e8b}.card--calc{border-left:5px solid var(--primary)}.card-icon{flex:none;width:48px;height:48px;border-radius:14px;background:var(--primary-bg);color:var(--primary);display:grid;place-items:center;font-size:21px;font-weight:800}.card--fine 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h3{margin-top:26px}.article-body li{margin-bottom:10px}.article-body p{color:var(--text-sub)}.table-wrap{overflow-x:auto;margin:24px 0;border:1px solid var(--border-color);border-radius:12px}table{border-collapse:collapse;width:100%;background:white;font-size:15px;text-align:left}th,td{padding:14px 16px;border-bottom:1px solid var(--border-color);vertical-align:top;min-width:120px}th{background:var(--primary-bg);color:var(--primary);font-weight:750}caption{text-align:left;padding:12px 16px;background:white;font-weight:700}tr:last-child td{border-bottom:0}details{background:white;border:1px solid var(--border-color);border-radius:12px;margin:12px 0;padding:0 20px}summary{font-weight:700;cursor:pointer;padding:16px 0;min-height:52px}details p{padding-bottom:4px;color:var(--text-sub)}.source-list{padding-left:22px;font-size:14px}.source-list li{margin:12px 0}.source-list small{display:block;color:var(--text-muted)}.official-card{padding:24px;background:white;border:1px solid #b5c9ee;border-left:5px solid var(--primary);border-radius:12px;margin:24px 0}.official-card h3{margin-top:0}.official-url{display:block;color:var(--text-muted);font-size:13px;margin-bottom:16px}.actions{display:flex;flex-wrap:wrap;gap:12px}.button,button.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:11px 22px;border:2px solid var(--primary);border-radius:10px;background:var(--primary);color:white;font-weight:750;text-decoration:none;line-height:1.5}.button--secondary,button.button--secondary{background:white;color:var(--primary);border-color:#7a8dac}.button--small{font-size:14px;min-height:44px;padding:8px 14px}.button--full{width:100%}.button--quiet{border-color:transparent;background:var(--primary-bg);color:var(--primary)}.search-form{display:flex;gap:8px;padding:8px;background:white;border:2px solid var(--control-border);border-radius:14px;box-shadow:var(--shadow);margin-top:26px}.search-form 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input[aria-invalid=true]{border-color:var(--error-text)}.money-reading{font-size:14px;color:var(--primary);min-height:24px}.form-divider{padding-top:20px;border-top:1px solid var(--border-color)}.calc-form-card h2{font-size:23px}.calc-result-card{border-top:5px solid var(--accent-light)}.calc-result-card h2{font-size:24px;color:var(--primary)}.result-number{font-size:36px;font-weight:800;color:var(--primary);line-height:1.4;letter-spacing:-.04em}.summary-row{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--border-color);flex-wrap:wrap}.summary-row strong{color:var(--primary)}.check-item{display:flex;gap:12px;align-items:flex-start;min-height:48px;padding:12px;border:1px solid var(--border-color);background:white;border-radius:8px;margin-block:8px;cursor:pointer}.check-item 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label{display:block;margin-bottom:6px;font-weight:700}.filter-group select{width:100%;padding:12px;min-height:48px;border:2px solid var(--control-border);border-radius:8px;background:white}.sitemap-list{list-style:none;padding:0}.sitemap-list li{border-bottom:1px solid var(--border-color)}.sitemap-list a{display:block;padding:13px 0;min-height:44px}.section-count{font-size:13px;color:var(--text-muted);font-weight:500;white-space:nowrap}.empty-state{padding:28px;border:1px dashed #8598b7;border-radius:12px}.article-tag{font-size:12px;color:var(--primary-light);font-weight:700}.status-pending{color:var(--warning-text);font-size:14px}.legal-note{font-size:14px;color:var(--text-muted)}
.manual-copy{display:block;width:100%;min-height:110px;padding:12px;border:2px solid var(--control-border);border-radius:8px;background:white;color:var(--text-main)}
@media(hover:hover){.hub-card:hover,.nexus-card:hover{border-color:var(--primary-light);box-shadow:0 5px 16px #1e3a8a14;transform:translateY(-2px)}.button:hover{background:#162f72;color:white}.button--secondary:hover{background:var(--primary-bg);color:var(--primary)}.hub-card,.nexus-card{transition:transform .16s,border-color .16s,box-shadow .16s}}
@media(max-width:1060px){.header-inner{max-width:848px;flex-wrap:wrap;gap:0;min-height:76px}.menu-toggle{display:inline-flex}.site-nav{width:100%;display:none;flex-direction:column;margin:18px 0 0;gap:0;border-top:1px solid var(--border-color)}.site-nav.is-open{display:flex}.site-nav a{min-height:48px;padding:12px 4px}}
@media(max-width:520px){.container{width:calc(100% - 32px)}.header-inner{padding:16px}.brand{font-size:19px}.hero{padding:36px 0 28px}.hero .lead{font-size:16px}.hero h1{font-size:29px}.article-hero h1{font-size:28px}.card,.article-panel,.calc-form-card,.calc-result-card{padding:20px}.hub-card,.nexus-card{padding:19px;gap:12px}.hub-card strong,.nexus-card strong{font-size:18px}.card-icon{width:40px;height:40px;font-size:18px}.section-heading{align-items:flex-start}.section-heading h2{font-size:23px}.card-arrow{font-size:20px}.search-form{flex-wrap:wrap}.search-form input{flex:1;flex-basis:150px}.search-form .button{padding-inline:16px}.field{padding:14px}.actions .button{flex-grow:1}.utility-bar{font-size:12px}.emergency{padding:18px}.result-number{font-size:31px}th,td{padding:12px}.toc{padding:20px}.section-count{white-space:normal}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{.site-header,.site-footer,.utility-bar,.ad-placement,.search-form,.actions,.toc,.menu-toggle,.no-print{display:none!important}body{background:white;color:black;font-size:11pt}.container{width:100%;max-width:none}.card,.article-panel,.calc-result-card{box-shadow:none;border-color:#aaa;break-inside:avoid}.hero{padding:12px 0}a{color:black}details{display:block}details p{display:block}.calc-form-card{display:none}h2,h3{break-after:avoid}p{orphans:3;widows:3}}

/* Answer-first text stays in the normal reading flow on every screen. */
.direct-answer{margin:20px 0 14px;padding:18px 20px;border-left:4px solid var(--primary,#1e3a8a);border-radius:0 12px 12px 0;background:#eff6ff;color:#172554;font-size:clamp(1.05rem,2.5vw,1.2rem);line-height:1.8;overflow-wrap:anywhere}
.direct-answer strong{font-weight:750}
@media(max-width:480px){.direct-answer{padding:14px 16px}}